Turkey is an extremely attractive country for investing and doing business, and it is difficult to find an alternative for it in some areas: agriculture, trade and, of course, tourism. The shores of the Aegean and especially the Mediterranean Sea are attractive for the development of the tourism business.
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1
You come to the closest to your future home office of DenizBank, Akbank, Küveyt Türk, Garanti Bank, İş bankası or any other office together with us in order to discuss the most suitable loan conditions with a bank employee;
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2
After agreeing on all the issues, you fill out the form and a bank will proceed with necessary procedures;
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3
The bank will send an appraiser to make a decision on appraisal of your future home;
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4
In a maximum of 5 business days, a bank will inform you of the decision;
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5
You will be issued a letter of guarantee from a bank to collect necessary documents;
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6
After receiving guarantees, you must pay for the bank's services to issue a loan;
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7
Then you need to provide the following documents:
- ASK: (property nature disasters insurance)
- A tax payer number, obtained in a local tax department
- A document to confirm an ability to pay
- An account, opened in a bank
Credit conditions
Credit amount
50-65% of the appraised value (does not always correspond to the market price)
Monthly payment limit
Maximum up to 50% of monthly income
Income estimate
Income received to a bank account, over the past six months, including pension (on average)
Maximum amount
Not limited
Minimum amount
Not limited
Nationality
Citizens of all countries who have a right to buy a property in Turkey
Documents necessary
for applying to receive a credit:
FOR EMPLOYEES WITH A SALARY
FOR COMPANY OWNERS
FOR SENIORS
A reference from a tax authority for the last year (from a country of residence)
Tapu (a certificate of property ownership) copy of a purchasing property
A photocopy of a passport certified by a notary
A reference about a salary certified by an employer
A document to confirm an incoming amount to a bank account (not later than last 3 months)
Accounting of a company for last 2 years
Documents necessary
for applying to receive a credit:
FOR EMPLOYEES WITH A SALARY
Tapu (a certificate of property ownership) copy of a purchasing property
A photocopy of a passport certified by a notary
A reference about a salary certified by an employer
A document to confirm an incoming amount to a bank account (not later than last 3 months)
FOR COMPANY OWNERS
Tapu (a certificate of property ownership) copy of a purchasing property
A photocopy of a passport certified by a notary
Accounting of a company for last 2 years
Справка из налоговой за последний год (со страны проживания)
FOR SENIORS
Tapu (a certificate of property ownership) copy of a purchasing property
A photocopy of a passport certified by a notary
A reference about a salary certified by an employer
A document to confirm an incoming amount to a bank account (not later than last 3 months)
